FACTS |
WHAT DOES OUR DEALERSHIP DO WITH
YOUR PERSONAL NON-PUBLIC FINANCIAL INFORMATION? |
Why?
|
Financial companies choose how they
share your personal information. For
these purposes, retail automotive dealerships are financial companies. Federal law gives consumers the right to
limit some but not all sharing. Federal law also requires us to tell you how
we collect, share, and protect your personal information. Please read this
notice carefully to understand how we use, share and protect your non-public financial
information. |
What?
|
The types of personal information we
collect and share depend on the product(s) or service(s) you have with us.
This information can include:
Social Security
Number and income
Account
balances and payment history
Credit history
and credit scores.
When you are no longer our customer, we may continue to share your information
as described in this notice. |
How?
|
All financial companies need to share
customers' personal information in order to operate their everyday business.
In the section below, we list the reasons financial companies share their
customers' personal information; the reasons our dealership chooses to
share; and whether you can limit this sharing. |
Reasons we can share your personal
information |
Does our Dealership share? |
Can you limit this sharing? |
For
our everyday business purposes –
Such as to process your transactions,
maintain your account(s), respond to court orders and legal investigations,
or report to credit bureaus. |
Yes |
No |
For
our marketing purposes – to offer
products and services to you. |
Yes |
No |
For
joint marketing with other financial companies |
No |
N/A |
For
our affiliates' everyday business purposes – information about your transactions and experiences. |
Yes |
No |
For
our affiliates' everyday business purposes – information about your creditworthiness. |
No |
N/A |
For
our affiliates to market to you |
No |
N/A |
For
nonaffiliates to market to you. |
No |
N/A |
What we do
|
| How does our dealership protect my personal
information? |
To protect your personal information from unauthorized
access and use, we use security measures that comply with federal law. These
measures include following Red Flags Rules, electronic safeguards and physical
safeguards, including but not limited to secured files, offices and buildings. |
| How does our dealership collect my personal
information? |
We may collect your personal information, for example, when you:
- Apply for financing or apply
for a lease
- Use your credit or debit
card
- Give us your income
information or your contact information
- Show your driver's license
|
| Why can't I limit all sharing? |
Federal law gives you the right to limit only:
- Sharing for affiliates'
everyday business purposes – information about your credit-worthiness
- Affiliates from using your
information to market to you
- Sharing for non-affiliates
to market to you.
State laws and individual companies may give you additional rights to
limit sharing. |